Should I Use HELOC to Lower Debt Payments?

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Loan Info
Interest		(%)
Loan Length		(Yrs)
ClosingCost		($)
Taxes		(%)
Auto Loan	Amount ($)	Payment ($)	Interest (%)
Auto Loan
Boat Loan
Credit Card 1
Credit Card 2
Other Accounts

Financial Analysis

	Debt	HELOC
Debt Amount	$9,000.00
Monthly Payment	$910.00	$46.95
Average Interest Rate	12.933%	4.750%
Payoff Timeline	0 Yrs 11 Mts	30 Yrs 0 Mts
Total Monthly Payment	$9,567.93	$16,901.37
Total Deductible Interest	$0.00	$7,901.37
Average Annual Tax Savings	$0.00	$68.48